A native of Binghamton, New York, Joel was a standout football player at Binghamton High School. Upon graduation, Joel entered the United States Military Preparatory School located at Ft. Monmouth, New Jersey, followed by his entrance into the United States Military Academy at West Point, New York.

While at West Point, Joel was a standout four-year varsity letterman and team captain of the 1995 Army Football Team. Graduating in 1996 with a BS degree in Pre-Law and a minor in Systems Engineering, Joel was commissioned into the United States Army as a Field Artillery Officer and stationed at Ft. Sill, Oklahoma.

Upon receiving an honorable discharge from Army, Joel furthered his football career by spending time in the National Football League with the Cincinnati Bengals and the Indianapolis Colts.

At the conclusion of his playing career, Joel returned to his native southern New York where he started his first company, a Non-Emergency Medical Transportation Company. With growing success, Joel expanded his entrepreneurial endeavors into a variety of other prosperous investments, endeavors, and strategic partnerships that continue to this day.

Through his consulting company, Maximus Management Group, Inc., Joel has literally been helping thousands of people from around the country and beyond to realize their goals of wealth creation and financial independence through the power of entrepreneurship.

Some of Joel's many additional accomplishments include: